Five Initiatives Aimed at Making India Digital

Digital India is a term we keep hearing everywhere, and why not, the movement can be directly attributed to the changes, the Indian society is witnessing. From banking services to internet service providers, all are working behind the scenes to ensure the movement is adopted across the country by people of all ages, genders and income groups. Let's look at the five initiatives aimed at making India, truly, digital.

Broadband highways – Since it would be impossible for the Digital India movement to achieve success without internet connection in homes and offices, the government has launched broadband highways under three components – 1. 'broadband for all – rural' which involves village panchayats to be covered under National Optical Fiber Network - 2. 'broadband for all – urban' that will leverage Virtual Network Operators, and 3. National Information Infrastructure that will work towards integrating the infrastructure of network and cloud across government departments.

Rural Internet –
The Prime Minister named this initiative Digital Gaon under which villages will get access to free, high-speed internet. Under the scheme, digital technology can be leveraged to enhance education level and skills required to excel at various job profiles. The government will partner with internet service providers to ensure reliable internet connectivity at all times to the rural population of the country. A study by the Boston Culture Group states that by 2020, 50% of internet users in the country will be in the rural areas.

Read Also :- Digital India Push in Rural India

eKranti – The term when translated into English means an e-revolution, and the government is serious about the digitalization of governance. According to the GoI eKranti website, "there are 44 mission mode projects which are aimed to improve public services and simplify processes used." As is commonly believed eKranti is not all about computerization of government documents but improving transparency, service orientation, and citizen centricity.

DigiLocker – With the aim to transform India into a society that is digitally empowered, the government of India launched its flagship program, DigiLocker. It is the idea much touted today – a paperless society and governance. Citizens of the country can use a private space on the public cloud offered by their government to access all their documents and certificates. However, citizens would need a high-speed internet such as v fiber broadband, at home for uninterrupted access.

AADHAAR – All Indians have taken notice of this Unique Identification which is now mandatory to be linked to banks, phones and other services utilized by the citizens. It serves a multipurpose acting as a tool for financial and social inclusion, helping to eliminate fake and duplicate identities, and has now become a primary identifier. This may not seem inclusive of the digital India movement, but usage of biometrics to identify and assign a unique identification to more than 1.2 billion is not possible to be initiated, implemented and maintained without help from the digital world.

There are many other initiatives by the government under the digital India movement which include eBasta, Swayam, Government eMarketplace, Smart Cities, PayGov India, Pradhan Mantri Jan Dhan Yojana, Aadhar-enabled payment scheme, etc. However, there is one thing that ties all of them together and that is availability of fast and reliable internet. That's why, public-private partnerships with an internet service provider along with strict implementation at the government-level will go hand-in-hand to ensure the results as envisioned by the government are achieved in the quickest time are possible.

Still Not Familiar With UPI? Here are Few Things You Should Know

The whole country wants to go into a cashless for the convenience it offers and the Government of India has initiated different steps to make digital transactions easier than ever. The purpose of using a UPI app is to seamlessly transfer money to a retailer or wholesaler business or to your friends and family. The biggest advantage is that you no longer have to carry your debit cards or cash because your smartphone will double up as your wallet.

What is a UPI Payments App?

For those still struggling with UPI, it stands for unified payment interface where cash is transferred using IMPS through your preferred bank. Compared to the conventional NEFT payment system which requires lots of information, IMPS is much faster, reliable and gets the job done with the least number of steps. A UPI identifies a user’s payment system by using a phone number or an email id. The payment system works 24/7, giving you the freedom to do away with the use of credit and debit cards in public places, or feeling helpless if you run out of cash.

How Can You Make Use of a UPI Bank App?

Android is one of the most popular operating systems used in most smartphones in India. For each bank, be it SBI, ICICI or HDFC among many others there is a specific UPI bank app that you could download from the Google Play Store to initiate a transaction. These apps are also available in the app store for Apple iPhone users.

Compared to traditional debit cards and the new age of digital wallets, UPI is much faster and requires minimal steps to send money. Popular services like My Airtel App already make use of this transaction method where you have to enter your login details or the last three digits of your card. An OTP is sent to your phone number which is automatically registered to immediately complete the IMPS transaction.

How Different is UPI App from Payment Gateways and Mobile Wallets?

Mobile wallets are expected to stay in the current market despite UPI app services becoming relevant. Experts opine that because of the sheer popularity of payments apps, people will continue to transact using them as they expand with new offers from time to time along with a range of features. Payment gateways are a completely different platform where a merchant provides security for the money being transacted and safeguards the sender.

At the moment, only a limited apps which use UPI are available because of which the services are much faster and seamless. You can instantly pay vendors to get services or products without disclosing your debit card details or having to enter your secret PIN in a public location.

Safe and Reliable

The reason why it became instantly popular is because of the two-factor authentication used by the services. It ensures no transaction will be complete without your approval and instead of OTP, MPIN is being used for the highest level of security.

One of the best and most trusted UPI app is the My Airtel App which you can use to recharge your smartphone, pay your DTH bill and purchase items. The speedy service of a UPI app will save you time and most of them are fully-authenticated by all recognized Indian banks.